Most financial institutions don't offer guaranteed unsecured loans to adverse credit customers. Lenders usually want a bad credit history loan to be backed-up with collateral, such as a house or car, before they will approve it. This enables the lender to recover its money in the event of default. It is important to appreciate that default rates grow quickly as a credit score drops. A quick payday loan provides a potential alternative to the norm as it is a fast no credit check loan.

Who is Eligible for a Guaranteed Unsecured Loan?

Although they've been criticised, payday lenders assist a section of the community that has been rejected by the banks. Rather than credit scoring applicants, they used a different set of lending criteria. Lenders offer fast easy loans to customers who are able to prove their identity and can afford the repayment. A quick payday loan is not a suitable for everyone, but will be granted to people who are able to meet the following eligibility criteria:

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