This article reviews the guarantees and insurance available for individual Canadians through the Canada Deposit Insurance Corporation.
What is the CDIC?
The Canada Deposit Insurance Corporation (or CDIC) is a federal Crown corporation, created in 1967. CDIC provides insurance for individual Canadians’ deposits held in its member institutions.
Member institutions include most major Canadian banks, loan companies and trust companies, as well as associations governed by the Cooperative Credit Association Act. CDIC does not receive federal funding, but is funded by premiums paid by member institutions.
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