What is "microlending "? It's the extension of small loans to entrepreneurs in developing nations. There is no interest charged, but the entrepreneur is expected to repay the loan fully within a predetermined period of time. Worldwide, there is a 97% repayment rate. This system has changed the lives of thousands all over the world. The Nobel Peace Prize in 2006 was awarded to Muhammed Yunus, the founder of the Grameen Bank, for their efforts in micro-lending.

Now, you can become a banker, funding specific entrepreneurs thanks to the website Kiva.org. The Kiva organization works with groups in the entrepreneur's home area. The local organization interviews the applicants, evaluates their business plans, and determines their readiness to accept a loan. Then the entrepreneurs' information is given to Kiva and listed on their website. That's where you come in.

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